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Bookmark this page for future reference the next time you need to explore your benefits, rewards or care options.

What’s new in 2024

  • Infertility coverage only for artificial insemination (AI). Coverage for drugs associated with AI and in vitro fertilization (IVF limited to 3 cycles annually).
For a complete list of plan changes, download the plan brochure.

Exclusive plan perk for Elevate subscribers

Elevate plan subscribers are eligible annually to choose one plan perk from the following:

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Choice of Fitbit tracker including a 12-month Fitbit Premium Membership.

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$125 gift card for DICK’S Sporting Goods or REI.

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12-month Daily Burn virtual fitness subscription.

Elevate coverage

Yearly deductible

Out-of-pocket maximum

Your medical benefits

Your prescription benefits

Elevate and Medicare coverage

Yearly deductible

Out-of-pocket maximum

Your medical benefits

Your prescription benefits

Included benefits & discounts

Pharmacy benefits

Retail pharmacy

Fill your prescriptions at more than 23,000 in-network pharmacies nationwide including CVS, Walmart, Sam’s Club, Cardinal Health affiliated and more. Our online pharmacy locator, hosted by CVS Caremark, can help you find an in-network pharmacy.
Locate your pharmacy

Mail service pharmacy

Have medications delivered to your door with CVS Caremark Mail Service Pharmacy. Many non-specialty drugs qualify for 90-day refills.
Learn more

Estimate medication costs

Visit our check drug costs tool, hosted by CVS Caremark, to evaluate your medication costs.
Estimate your costs

Your exclusive discounts

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Vision discounts1

With all GEHA medical plans, you get low copays on an annual eye exam and discounts on frames and lenses through EyeMed.®
Learn more
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Medical alert discount1

Get free Life Alert® activation, plus a 10% monthly discount, for responsive emergency help.
Learn more
electric toothbrush 

Electric toothbrush discount1,2

Save up to 70% off a premium electric toothbrush by cariPRO.®
Learn more
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Teeth whitening discount1

Receive a 20% discount off the lowest published price on all Smile Brilliant® home teeth whitening products. Includes custom-fitted trays, whitening gel and desensitizing gel.
Learn more

Find care

Choose the right care

For helpful instructions on how to find in-network primary, specialty and urgent care using GEHA’s Find Care tool, watch this video.

Nurse Advice Line
Talk to a nurse 24/7/365 at no cost.
Local care for minor issues.
$0 unlimited visits with MDLIVE1, including mental health.
Urgent care
Convenient local care option.
Primary and specialty care
Non-emergency doctor care.
Emergency room
Life threatening issues.
Suicide and Crisis Lifeline
Mental health, emotional distress or suicidal crisis-related emergencies.

1 Elevate members who have met their deductible will be charged by MDLIVE, but GEHA will reimburse the member 100% of the Plan Allowance.

More care resources

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Maternity resources

Count on GEHA’s maternity program for answers to your questions about pregnancy, prenatal care and your GEHA benefits.
Learn more
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Your team of health professionals

Your dedicated group of health professionals will help move you toward your health goals by assisting with lifestyle choices, medications, health care providers, educational materials and more.
Call 888.216.8246, ext. 3984
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New for 2024: Infertility benefits

Infertility coverage only for artificial insemination (AI). Coverage for drugs associated with AI and in vitro fertilization (IVF limited to 3 cycles annually). Preauthorization is required. Member must meet the Plan’s definition of infertility.
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Order your complimentary maternity resource kit

The maternity resource kit includes a wealth of knowledge about what to expect during each trimester of your pregnancy, such as e-books and gifts for both you and your baby.
Baby carriage 

Childbirth classes

New for 2024: Up to $150 allowance for in-network or out-of-network childbirth classes provided by a covered provider or facility.
Baby carriage 

Order your breast pump

Your breast pump benefit covers one dual suction, double-channel electric breast pump at 100%, with a physician’s prescription, every 12 months when purchased from an in-network provider (such as your OB/GYN). A new prescription is required when requesting a new or replacement pump. Additional pumps may be obtained at your expense. Limit to one pump every 12 months.

To see if your preferred breast pump is available from an in-network provider, visit

Wellness Pays rewards

This program gives two adult members per household (18+) the opportunity to earn rewards that can be used to pay for qualified medical expenses.

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How it works

There are two ways to earn rewards:
  • Earn rewards on Rally.® Register on our Rally digital wellness platform to self-manage your health goals, earn rewards, enroll in digital coaching and more.
  • Earn rewards automatically. When you complete a healthy behavior like your annual physical or preventive screenings, you’ll automatically receive a reward deposit after GEHA receives notification of your activity.
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Redeeming your rewards

Once you have completed your first rewardable activity, you’ll receive your reloadable debit card in the mail.

You can use your Wellness Pays reloadable debit card during checkout at both your doctor’s office and major retail locations for qualified expenses like copays, medical, dental and vision. Your reward dollars accumulate year-over-year up to a maximum balance of $2,500 Self Only, $5,000 Self Plus One and Self and Family.
Get more information


Plan documents

2024 Elevate Plan Brochure Download (PDF)
2024 Elevate Member Guide Browse the e-book
2024 Medical Benefits Guide Browse the e-book
2024 Summary of Benefits Coverage Download (PDF)

Helpful resources

Create your GEHA web account
Complete your Enrollment Questionnaire
Talk with GEHA Customer Care
Use the Find Care Tool
View the frequently asked questions
Access the GEHA App Visit the App Store or Google Play

This is a brief description of the features of the Elevate plan. Please read the Plan’s Federal brochure (RI 71-018). All benefits are subject to the definitions, limitations, and exclusions set forth in the Federal brochure.