2019 medical plans

Benefits exclusively for federal employees and retirees


GEHA’s three medical plans serve exclusively federal employees, retirees and their families. In addition to comprehensive benefits, all three plans provide great value and include savings on dental, vision and hearing.^

Our nationwide network of providers includes more than 2.7 million in-network provider locations and over 9,300 hospitals. We’ve been serving federal employees, retirees and their families for more than 81 years. The closer you look, the better we look.

HDHP

Lower premiums paired with an HSA or HRA. This plan is a good way to get low-cost medical coverage combined with funds you can use to pay for future medical expenses.

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Standard Option

Affordable premiums and low copays. GEHA’s Standard Option medical plan is our best value for people who have predictable out-of-pocket expenses.

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High Option

A smart pick if you take brand-name prescription drugs. GEHA's High Option medical plan includes comprehensive prescription coverage with potentially the lowest out-of-pocket costs.

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2019 rates

View 2018 rates

These rates do not apply to all enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer that maintains your health benefits enrollment.

  • Non-Postal biweekly
  • Postal biweekly – Category 1
  • Postal biweekly – Category 2
  • Monthly rate (retiree only)
  • Non-Postal biweekly
    $58.70 $126.21 $145.67
  • Postal biweekly – Category 1
    $56.36 $121.17 $139.85
  • Postal biweekly – Category 2
    $48.73 $104.76 $120.91
  • Monthly rate (retiree only)
    $127.19 $273.46 $315.62
  • Non-Postal biweekly
    $58.78 $126.38 $148.11
  • Postal biweekly – Category 1
    $56.43 $121.33 $142.19
  • Postal biweekly – Category 2
    $48.79 $104.90 $122.94
  • Monthly rate (retiree only)
    $127.36 $273.83 $320.91
  • Non-postal biweekly
    $105.97 $247.26 $312.95
  • Postal biweekly – Category 1
    $102.77 $240.42 $305.65
  • Postal biweekly – Category 2
    $93.18 $219.91 $283.77
  • Monthly rate (retiree only)
    $229.61 $535.73 $678.06

Category 1: Postal Category 1 rates apply to career bargaining unit employees who are represented by the following agreements: APWU, IT/AS, NALC, NPMHU, and NRLCA.

Category 2: Postal Category 2 rates apply to career bargaining unit employees who are represented by the following agreement: PPOA.

Savings in all medical plans^

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Vision Coverage

Get $5 annual eye exams and discounts on eyewear.
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HEALTH REWARDS

Up to $250 in incentives for members who complete simple and convenient health screenings.
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hearing-aid discounts

Save 30% to 60% off the average retail price of hearing aids.
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gym discounts

Access over 9,000 fitness centers nationwide for $25 a month (plus a $25 enrollment fee and taxes).
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TEETH WHITENING

Save 20% as you whiten your teeth from the comfort of home.
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MEDICAL ALERT SYSTEM

Get discounted emergency response services from Life Alert.

Find plan brochures for all of the FEHB plans at opm.gov.