Benefits that go the extra mile, just like you
Delivering Postal health plans for every stage of life
Founded by Postal workers to benefit Postal workers.
Why G.E.H.A
See why millions of members have chosen G.E.H.A
Delivering for Postal workers since 1937
Benefits that go beyond
We reinvest our dollars in you
G.E.H.A PSHB health plans at a glance
- A popular HDHP plan chosen by federal employees
- Get up to $2,000 from G.E.H.A into a health savings account (HSA) to use for qualified health care expenses now or in the future2
- Contribute your own dollars to the account tax-free and lower your yearly taxable income3
- Choose to invest your HSA savings and watch it grow tax-free as your money carries over year-to-year3
- Plus, get a $100 contribution when you open a new HSA account
- Pay no more than 5% out-of-pocket on all medical services after deductible
- Included vision at no additional cost
- Future planning, cost-conscious, low health care usage
- Early or established career, self / self plus one coverage
- Low deductible and predictable copays for the services families use most
- 100% maternity coverage for your growing family, including doula services, preconception program and maternal mental health visits with an in-network provider
- Earn up to $250 per year per subscriber and covered spouse (up to $500 total) for healthy behaviors with our Health Rewards program
- For retirees, the plan that pairs with Medicare to give you more, with waived coinsurance and copays, excluding prescription benefits
- Included vision discount at no additional cost1
- Family-focused, traditional care and coverage, average health care usage
- Established, mid-to-late career, self plus one / self and family
- Comprehensive brand-name and specialty prescription drug coverage
- Low copays for doctor visits
- Earn up to $250 per year per subscriber and covered spouse (up to $500 total) for healthy behaviors with our Health Rewards program
- For retirees, the plan that pairs with Medicare to give you more, with waived coinsurance and copays for Medicare covered services, excluding prescription benefits
- Medicare annuitants receive an $800 annual Medicare Part B premium reimbursement
- Included vision discount at no additional cost1
- Dependable, rich benefits and coverage, use more health care services
- Mid-career and into retirement
HDHP
- A popular HDHP plan chosen by federal employees
- Get up to $2,000 from G.E.H.A into a health savings account (HSA) to use for qualified health care expenses now or in the future2
- Contribute your own dollars to the account tax-free and lower your yearly taxable income3
- Choose to invest your HSA savings and watch it grow tax-free as your money carries over year-to-year3
- Plus, get a $100 contribution when you open a new HSA account
- Pay no more than 5% out-of-pocket on all medical services after deductible
- Included vision at no additional cost
- Early or established career, self / self plus one coverage
- Future planning, cost-conscious, low health care usage
Standard
- Low deductible and predictable copays for the services families use most
- 100% maternity coverage for your growing family, including doula services, preconception program and maternal mental health visits with an in-network provider
- Earn up to $250 per year per subscriber and covered spouse (up to $500 total) for healthy behaviors with our Health Rewards program
- For retirees, the plan that pairs with Medicare to give you more, with waived coinsurance and copays, excluding prescription benefits
- Included vision discount at no additional cost1
- Established, mid-to-late career, self plus one / self and family
- Family-focused, traditional care and coverage, average health care usage
High
- Comprehensive brand-name and specialty prescription drug coverage
- Low copays for doctor visits
- Earn up to $250 per year per subscriber and covered spouse (up to $500 total) for healthy behaviors with our Health Rewards program
- For retirees, the plan that pairs with Medicare to give you more, with waived coinsurance and copays for Medicare covered services, excluding prescription benefits
- Medicare annuitants receive an $800 annual Medicare Part B premium reimbursement
- Included vision discount at no additional cost1
- Mid-career and into retirement
- Dependable, rich benefits and coverage, use more health care services
Get help from a federal benefits expert.
Talk with a FedViser to help you choose the plan that works for you.
Monday–Friday
By phone: Available 8 a.m.–8 p.m. ET
Live chat: Available 8 a.m.–7 p.m. ET
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Learn more about G.E.H.A
We'll send you information to help you sort through your options and make the best decision for you.
Let our benefits experts help you choose a G.E.H.A plan that can work for you.
By phone: Available 8 a.m.–8 p.m. ET
Live chat: Available 8 a.m.–7 p.m. ET
More ways to contact us
More ways to contact us
Health questions: 1-800-821-6136
Dental questions: 1-877-434-2336
1These benefits are neither offered nor guaranteed under contract with the PSHB Program but are made available to all Enrollees who become members of a G.E.H.A health plan and their eligible family members.
2 See IRS Publications 502 and 969 for more information regarding qualified medical expenses, health savings accounts and health reimbursement arrangements.
3 Investment products are not FDIC insured, are not a deposit or other obligation of or guaranteed by HSA Bank and are subject to investment risks. The information provided is for informational purposes only. It should not be considered legal or financial advice. You should consult with a professional to determine what may be best for your individual needs.
Visual representations do not imply endorsement by any government agency or department.
This is a brief description of the features of Government Employees Health Association, Inc.'s health plans. Before making a final decision, please read the G.E.H.A Federal brochures. All benefits are subject to the definitions, limitations and exclusions set forth in the Federal brochures.