Postal Service Health Benefits are here. So are we.
Join the country’s largest benefits association
for federal employees, retirees and their families.
Why G.E.H.A
The choice of 2 million+ federal employees and retirees
G.E.H.A PSHB health plans at a glance
Elevate
See plan details- Lowest premium plan, to keep more dollars in your pocket each month
- Low copays on primary care, specialist visits and generic prescription drugs
- $10 copay for primary care office visits, mental health office visits and MinuteClinic visits
- Early career, self coverage
- Wellness-oriented, cost-conscious, low health care usage
HDHP
See plan details- The most popular HDHP for federal employees
- Unlimited telehealth visits, including mental health, with MDLIVE
- Routine vision and preventive dental benefits included
- Up to $2,000 deposited by G.E.H.A into your tax-advantaged health savings account (HSA)
- NEW! Earn $80 when you open a new HSA
- Early or established career, self / self plus one coverage
- Future planning, cost-conscious, low health care usage
Standard
See plan details- A great choice for growing families, with 100% maternity coverage
- Low copays on the services families use most, low generic prescription costs
- Infertility and drug coverage for artificial insemination and preauthorized IVF
- For retirees, pairs well with Medicare to give you more coverage, less out-of-pocket
- $0 preventive care like annual physical, routine screenings and well-child care
- Established, mid-to-late career, self plus one / self and family
- Family-focused, traditional care and coverage, average health care usage
Elevate Plus
See plan details- A great choice for growing families, with 100% maternity coverage
- Low copays on the services families use most, low generic prescription costs
- Infertility and drug coverage for artificial insemination and preauthorized IVF
- Money back for staying engaged in your health with our Wellness Pays rewards
- $0 copay telehealth from MDLIVE for unlimited access to care when you need it
- Established or mid-career, self plus one / self and family
- Family-focused, proactive, average-to-high health care usage
High Option
See plan details- Low copays for doctor visits
- Comprehensive brand-name and specialty prescription coverage
- Pairs well with Medicare Parts A and B to maximize your coverage and benefits
- Mid-career and into retirement
- Dependable, rich benefits and coverage, use more health care services
Elevate
- Lowest premium plan, to keep more dollars in your pocket each month
- Low copays on primary care, specialist visits and generic prescription drugs
- $10 copay for primary care office visits, mental health office visits and MinuteClinic visits
- Early career, self coverage
- Money back for staying engaged in your health with our Wellness Pays rewards
- $0 copay telehealth from MDLIVE for unlimited access to care when you need it
- Wellness-oriented, cost-conscious, low health care usage
HDHP
- The most popular HDHP for federal employees
- Unlimited telehealth visits, including mental health, with MDLIVE
- Routine vision and preventive dental benefits included
- Early or established career, self / self plus one coverage
- Up to $2,000 deposited by G.E.H.A into your tax-advantaged health savings account (HSA)
- NEW! Earn $80 when you open a new HSA
- Future planning, cost-conscious, low health care usage
Standard
- A great choice for growing families, with 100% maternity coverage
- Low copays on the services families use most, low generic prescription costs
- Infertility and drug coverage for artificial insemination and preauthorized IVF
- Established, mid-to-late career, self plus one / self and family
- For retirees, pairs well with Medicare to give you more coverage, less out-of-pocket
- $0 preventive care like annual physical, routine screenings and well-child care
- Family-focused, traditional care and coverage, average health care usage
Elevate Plus
- A great choice for growing families, with 100% maternity coverage
- Low copays on the services families use most, low generic prescription costs
- Infertility and drug coverage for artificial insemination and preauthorized IVF
- Established or mid-career, self plus one / self and family
- Money back for staying engaged in your health with our Wellness Pays rewards
- $0 copay telehealth from MDLIVE for unlimited access to care when you need it
- Family-focused, proactive, average-to-high health care usage
High Option
- Low copays for doctor visits
- Comprehensive brand-name and specialty prescription coverage
- Pairs well with Medicare Parts A and B to maximize your coverage and benefits
- Mid-career and into retirement
- Pairs well with Medicare Parts A and B to maximize your coverage and benefits
- Earn $250 per subscriber and covered spouse (up to $500 total) for healthy behaviors with our HealthRewards
- Dependable, rich benefits and coverage, use more health care services
Get help from a federal benefits expert.
Talk with a FedViser to help you choose the plan that works for you.
Monday–Friday (7 a.m.–7 p.m. Central time)
More ways to connect
More ways to connect
Still weighing your options?
We can get you the information you need.
FAQs about your PSHB program
Do G.E.H.A’s PSHB plans have the same coverage as FEHB plans?
Do G.E.H.A’s PSHB plans have the same coverage as FEHB plans?
Our PSHB plans exactly mirror our FEHB plans, so there is no reduction in coverage if you choose a PSHB plan with G.E.H.A. In fact, as a member association, we provide extras. All plans come with vision included at no extra cost and basic dental coverage.
How do I enroll in a FEDVIP plan?
How do I enroll in a FEDVIP plan?
You must use BENEFEDS to enroll or change enrollment in a FEDVIP plan. BENEFEDS is a secure enrollment website sponsored by OPM. If you do not have access to a ...
How will this effect my FEDVIP dental plan?
How will this effect my FEDVIP dental plan?
For those employees, annuitants or survivor annuitants who enroll in a dental and/or vision plan within the FEDVIP or change their current 2021 FEDVIP dental and /or vision plan for 2022, coverage becomes effective on Jan. 1, 2022, with FEDVIP insurance premiums deducted from employee paychecks starting with their first pay date in January 2022.
If I currently have a FEHB plan as a Postal employee or retiree, do I need to enroll in a PSHB plan?
If I currently have a FEHB plan as a Postal employee or retiree, do I need to enroll in a PSHB plan?
No, you will be automatically enrolled in the same or similar PSHB plan as your current FEHB plan.
What are the advantages to enrolling in Medicare Part B?
What are the advantages to enrolling in Medicare Part B?
- Save on late enrollment penalties, up to 10% for every 12-month period that you didn’t have Medicare Part B.
- Your FEHB or PSHB plan may waive its copayments, coinsurance, and deductibles for Part B services.
- Some services covered under Part B might not be covered or only partially covered by your FEHB or PSHB plan, such as orthopedic and prosthetic devices, durable medical equipment and more.
- Coordination of benefits between Medicare and your FEHB or PSHB plan, which reduces your out-of-pocket costs.
- To enroll in a Medicare Advantage plan to see even great savings, you must have Medicare Parts A & B.
Who is eligible for coverage through the PSHB Program?
Who is eligible for coverage through the PSHB Program?
Postal Service employees, Postal Service annuitants and their family members who are currently eligible for coverage under the FEHB Program will be eligible for coverage under the PSHB Program.
Learn more about GEHA
We'll send you information to help you sort through your options and make the best decision for you.
Let our benefits experts help you choose a G.E.H.A plan that can work for you.
7 a.m.–7 p.m. Central time
Monday–Friday
More ways to contact us
More ways to contact us
Health questions: 1-800-821-6136
Dental questions: 1-877-434-2336