Elevate 2025 for Postal workers
The affordable plan focused on essential coverage and extra wellness rewards
Elevate plan highlights
- Our lowest premium plan to keep more dollars in your pocket each month
- Low copays on the services you use most — primary care and specialist visit and generic prescription drugs
- Earn up to $500 per year per subscriber and covered spouse (up to $1,000 total) by staying engaged in your health with Wellness Pays rewards
- $10 copays for in-office mental health visits
- Unlimited access to care when you need it with $0 copay telehealth including mental health from MDLIVE
- Low copays on chiropractic and acupuncture services
- Choose one exclusive annual Plan Perk, such as a REI or DICK’S Sporting Goods gift card or a 12-month Daily Burn virtual fitness subscription to support a healthy lifestyle.*
Not a Postal employee/retiree? View the 2025 FEHB Elevate page
2025 PSHB rates
|
Pay frequency
|
Self Only
|
Self Plus One
|
Self and Family
|
|---|---|---|---|
|
Biweekly — Postal workers
|
$68.14
|
$164.38
|
$200.12
|
|
Monthly — retired
|
$147.63
|
$356.17
|
$433.60
|
|
Pay frequency
|
Self Only
|
Self Plus One
|
Self and Family
|
|||||
|---|---|---|---|---|---|---|---|---|
|
Pay frequency
Biweekly — Postal workers
|
Self Only
$68.14
|
Self Plus One
$164.38
|
Self and Family
$200.12
|
Pay frequency
Monthly — retired
|
Self Only
$147.63
|
Self Plus One
$356.17
|
Self and Family
$433.60
|
- These rates do not apply to all enrollees. If you are in a special enrollment category, please refer to the PSHB Program website or contact the agency that maintains your health benefits enrollment.
Costs (what you pay in-network)
In-network providers agree to limit what they will charge you. You pay a fixed dollar amount or a percentage of the provider's negotiated amount. For out-of-network benefits, check the G.E.H.A Plan Brochure.
|
Medical benefit
|
What you pay
|
|---|---|
|
Preventive care
Annual physical exam, routine screenings, well-child care, maternity care, immunizations and more |
$0
|
|
Primary care office visits
|
$10
|
|
Mental health office visits
|
$10
|
|
Specialist office visit
|
$30
|
|
MinuteClinic / Urgent care facility visit
|
$10 / $50
|
|
Unlimited telehealth visits, including mental health, with MDLIVE
|
$0
|
|
Emergency room visit
|
25%1
|
|
Hospital care; inpatient and outpatient (including maternity)
|
25%1 / 25%1
|
|
Lab services
|
25%1
|
|
X-Rays and other diagnostic services
|
25%1
|
|
Chiropractic care (up to 12 visits per year)
|
$10
|
|
Acupuncture (up to 20 visits per year)
|
$10
|
|
Medical benefit
|
What you pay
|
|||
|---|---|---|---|---|
|
Medical benefit
Preventive care
Annual physical exam, routine screenings, well-child care, maternity care, immunizations and more |
What you pay
$0
|
Medical benefit
Primary care office visits
|
What you pay
$10
|
Deductible and out-of-pocket maximum
|
Network benefits
|
Self Only
|
Self Plus One
|
Self and Family
|
|---|---|---|---|
|
Yearly deductible (what you pay in-network)
|
$500
|
$1,000
|
$1,000
|
|
Out-of-pocket maximum5 (what you pay in-network)
|
$8,500
|
$17,000
|
$17,000
|
|
Network benefits
|
Self Only
|
Self Plus One
|
Self and Family
|
|||||
|---|---|---|---|---|---|---|---|---|
|
Network benefits
Yearly deductible (what you pay in-network)
|
Self Only
$500
|
Self Plus One
$1,000
|
Self and Family
$1,000
|
Network benefits
Out-of-pocket maximum5 (what you pay in-network)
|
Self Only
$8,500
|
Self Plus One
$17,000
|
Self and Family
$17,000
|
Elevate benefits that go beyond
Vision benefits6
Eye exams, frames, lenses and more
Unlimited $0 telehealth visits
Including mental health with MDLIVE
Low or no copays
Including primary care, mental health visits and some alternative care
Prescription benefits
For added convenience and management of medications, prescription benefits include access to presorted multi-dose packets. Packets can be delivered to your home or, if available, picked up at a retail location. To find drug costs with the Elevate Plus plan, use this handy check your drug costs tool.
|
Prescription benefit2,3,4
|
In-network
|
|---|---|
|
30-day retail generic
|
$4
|
|
30-day retail preferred brand-name
|
50% ($500 max)
|
|
30-day retail non-preferred brand-name
|
100%
|
|
30-day specialty CVS exclusive generic and preferred brand-name
|
50% ($500 max)
|
|
30-day specialty CVS exclusive non-preferred brand-name
|
100%
|
|
Prescription benefit2,3,4
|
In-network
|
|||
|---|---|---|---|---|
|
Prescription benefit2,3,4
30-day retail generic
|
In-network
$4
|
Prescription benefit2,3,4
30-day retail preferred brand-name
|
In-network
50% ($500 max)
|
Ready to enroll?
Whether it’s Elevate or another G.E.H.A plan you’re considering, we can help.
Get help from a federal benefits expert.
Talk with a FedViser to help you choose the plan that works for you.
Monday–Friday (7 a.m.–7 p.m. Central time)
More ways to connect
More ways to connect
1 Calendar year deductible applies.
2 In-network providers agree to limit what they will charge you. You pay a fixed dollar amount or percentage of the provider’s negotiated amount.
3 Refer to geha.com/Prescriptions for formulary and specialty coverage for specific medications.
4 This plan does not include mail-order prescriptions or out-of-network pharmacy coverage, it has a limited pharmacy network. Find a pharmacy at geha.com/Find-Care.
5 The out-of-pocket maximum is the maximum amount of coinsurance, copays and deductibles you pay for all family members before G.E.H.A begins paying for 100% of covered services. This is a combined maximum for both medical care and prescriptions.
6 These benefits are neither offered nor guaranteed under contract with the PSHB Program but are made available to all Enrollees who become members of a G.E.H.A medical plan and their eligible family members.
This is a brief description of the features of the G.E.H.A Elevate medical plan. Before making a final decision, please read the Plan's Federal brochure RI 71-022. All benefits are subject to the definitions, limitations and exclusions set forth in the Federal brochure.
Let our benefits experts help you choose a G.E.H.A plan that can work for you.
7 a.m.–7 p.m. Central time
Monday–Friday
More ways to contact us
More ways to contact us
Health questions: 1-800-821-6136
Dental questions: 1-877-434-2336