You are using a browser we no longer support. Current functionality may be reduced and some features may not work properly. For a more optimal geha.com experience, please click here for a list of supported browsers.

FEHB and Medicare 

Get enhanced benefits when you pair Medicare with your FEHB plan 

Enroll now
Learn more about FEHB and Medicare

G.E.H.A makes Medicare better

Maximize your benefits that pair with Medicare to help reduce your out-of-pocket costs

Health plans

Combine Medicare Parts A and B with G.E.H.A’s Standard or High plans to get 100% coverage for all covered Medicare services and valuable extras like a vision discount for glasses and contacts2 and a $2,500 hearing aid benefit.

Medicare Advantage (MAPD)

After enrolling in Medicare Parts A and B, you can add the UnitedHealthcare® G.E.H.A Group Medicare Advantage (PPO) Plan to your current Standard or High G.E.H.A plan at any point throughout the year.
Medicare health plan details

Prescription Drug Plan

A Medicare PDP/EGWP that provides even greater drug benefits at no additional cost to your current G.E.H.A and Medicare premiums.
 

Prescription Drug Plan details

Understanding the different parts of Medicare

Medicare is health coverage managed by the federal government that you’ve likely paid into throughout your working years. Original Medicare includes Part A and Part B. Medicare Advantage, also known as Part C, offers enhanced benefits, while Part D helps cover prescription drug costs. Adding Medicare coverage may lower your deductibles and copays, reduce overall out‑of‑pocket costs, and provide additional dental and vision benefits.

Part A

(Hospital insurance)
Covers inpatient hospital care, skilled nursing facility care, and some home healthcare and hospice care.

Part B1

(Medical insurance)
Covers doctor visits, outpatient hospital care, lab tests, diagnostic services and durable medical equipment.

Part C

(Medicare Advantage)
An alternative to Original Medicare, called Medicare Advantage, that combines Parts A and B, and often includes a Part D drug plan. To enroll in Medicare Advantage, you must be enrolled in both Medicare Part A and Part B. Access enhanced benefits with Medicare Advantage.

Part D

(Prescription Drug Coverage)
Covers prescription drugs, offered through private insurance companies approved by Medicare.
Fedviser talking on headset in front of computer

Get help from a federal benefits expert.

Talk with a FedViser to help you choose the plan that works for you.

Monday–Friday
By phone: Available 8 a.m.–8 p.m. ET
Live chat: Available 8 a.m.–7 p.m. ET

1-833-973-4342 Schedule a benefits session

More ways to connect

Chat online with a FedViser

Current G.E.H.A member needing help?

G.E.H.A Medicare Advantage plan highlights

  • Get up to a $1,200 Part B premium reimbursement annually to lower your Medicare costs
  • 100% medical coverage — meaning no copays or deductible on covered medical services
  • Enhanced Part D prescription coverage
  • Get $40 per quarter to spend on over-the-counter (OTC) medications3
  • Enjoy extra dental, vision and hearing aid benefits
  • Foreign travel benefit
  • $0 gym membership and other RenewActive® benefits4
  • UCard: your single benefits card to use for doctor visits, pharmacy and OTC products
     

2027 FEHB health plan rates

2027 FEHB health plan premiums self only
Elevate | 254
HDHP | 341
Standard | 314
Elevate Plus | 251
High | 311
Biweekly — employed
$77.92
$81.62
$86.75
$262.63
$168.01
Monthly — retired
$168.83
$176.84
$187.95
$569.04
$364.03
2027 FEHB health plan premiums self only
Elevate | 254
HDHP | 341
Standard | 314
Elevate Plus | 251
High | 311
Biweekly — employed
Elevate | 254
$77.92
HDHP | 341
$81.62
Standard | 314
$86.75
Elevate Plus | 251
$262.63
High | 311
$168.01
Monthly — retired
Elevate | 254
$168.83
HDHP | 341
$176.84
Standard | 314
$187.95
Elevate Plus | 251
$569.04
High | 311
$364.03

  1. These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer which maintains your health benefits enrollment.

     

Greater coverage in retirement

See how G.E.H.A delivers Medicare‑focused health benefits with our most popular Standard and High plans — plus rewards for healthy activities.

Ready to enroll?

Shopping for a Postal plan? View the PSHB and Medicare page

Enroll in a G.E.H.A plan

Medicare FAQs

  When can I sign up?

Your Initial Enrollment Period is 7 months long: 3 months before your 65th birthday, the month of, and 3 months after. Becoming Medicare-eligible is a qualified life event, which is an opportunity for you to switch health plans outside of Open Season.

  Do I have to sign up if I'm still working?

Not necessarily. If you have employer coverage based on active employment, you may qualify for a Special Enrollment Period (SEP), allowing you to delay Part B without penalty.

  How do I enroll?

If not automatically enrolled (usually through Social Security at 65), you can sign up online at Medicare.gov, by phone or at a local Social Security office.

  When does coverage start?

If you enroll during the 3 months before your 65th birthday, coverage begins on the first day of your birthday month. If you enroll later, it is delayed.

 

  What costs are associated with Medicare enrollment?

Medicare costs may include premiums, deductibles, copayments, coinsurance and, for some members, an Income-Related Monthly Adjustment Amount (IRMAA). Delaying enrollment in Part B or Part D may also result in a late enrollment penalty.
Learn more about Medicare's Income-Related Monthly Adjustment Amount | Learn more about Medicare late enrollment penalties

Resources

Benefits guides

In-depth guides to help you understand Medicare and how G.E.H.A coverage works in retirement.

More information

Helpful external resources and next steps for enrollment and retirement planning.

Watch and learn

Learn Medicare basics and how G.E.H.A supports you throughout retirement.

When do you qualify to enroll in Medicare?

Medicare enrollment calculator

Find out when you can enroll in Medicare

Enter your date of birth to calculate your Medicare enrollment period

You are currently in your enrollment period! Your Initial Enrollment Period is in the future
-
Start End
Current age
Turn 65 on
Need help choosing a plan?

 

Let our benefits experts help you choose a G.E.H.A plan that can work for you.

Monday–Friday
By phone: Available 8 a.m.–8 p.m. ET
Live chat: Available 8 a.m.–7 p.m. ET

Call now 1-833-973-4342Schedule a benefits session

More ways to contact us
Live chat
Current G.E.H.A member needing help?

Health questions: 1-800-821-6136

Dental questions: 1-877-434-2336

1 Part B Premium: Your Medicare Part B premium depends on your income and can change each year. It is usually deducted from your monthly Social Security check. Regardless of what Medicare coverage you have, you will always need to pay your Part B premium.

2 These benefits are neither offered nor guaranteed under contract with the FEHB Program but are made available to all Enrollees who become members of a G.E.H.A health plan and their eligible family members.

3 OTC benefits have expiration timeframes. Call your plan or review your Evidence of Coverage (EOC) for more information.

4 The Renew Active® Program varies by plan/area and may not be available on all plans. Participation in the Renew Active program is voluntary. Consult your doctor prior to beginning an exercise program or making changes to your lifestyle or health care routine. Renew Active includes standard fitness membership and other offerings. Fitness membership equipment, classes, activities and events may vary by location. Certain services, discounts, classes, activities, events and online fitness offerings are provided by affiliates of UnitedHealthcare Insurance Company or other third parties not affiliated with UnitedHealthcare. Participation in these third-party services is subject to your acceptance of their respective terms and policies. UnitedHealthcare is not responsible for the services or information provided by third parties. The information provided through these services is for informational purposes only and is not a substitute for the advice of a doctor. Gym network may vary in local market and plan. Gym network size is based on comparison of competitor’s website data as of July 2024.

This is a brief description of the features of Government Employees Health Association, Inc.'s health plans. Before making a final decision, please read the G.E.H.A Federal brochures, which are available at geha.com/PlanBrochure. All benefits are subject to the definitions, limitations, and exclusions set forth in the Federal brochures.