2021 medical plans

Choose from five unique medical plans for 2021.


GEHA offers you five unique medical plans that empower you to achieve the health you need to live the life you want.

Whether you’re focused on wellness, saving for future health care needs or needing a lot of (or a little) health care, GEHA has an option that is right for you. All GEHA plans offer worldwide coverage and a mix of benefits.

Choose possible.

medical elevate color 2021
Elevate
Get rewarded for healthy living and enjoy GEHA's lowest premium plan.
Learn More
medical hdhp color 2021
HDHP
A lower-than-expected deductible. Low premiums. GEHA contributes to an HSA.
Learn More
medical standard color 2021
Standard Option
Traditional coverage and affordable premiums.
Learn More
medical elevate plus color 2021
Elevate Plus
Predictable costs and no in-network deductible. Copays for common medical expenses.
Learn More
medical high color 2021
High Option
Comprehensive brand-name and specialty prescription coverage. $600 Part B reimbursement.
Learn More

These rates do not apply to all enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer that maintains your health benefits enrollment.

  • Non-Postal biweekly
  • Postal biweekly – Category 1
  • Postal biweekly – Category 2
  • Monthly rate (retiree only)
  • Non-Postal biweekly
    $47.32 $108.84 $132.51
  • Postal biweekly – Category 1
    $45.43 $104.49 $127.21
  • Postal biweekly – Category 2
    $39.28 $90.34 $109.98
  • Monthly rate (retiree only)
    $102.53 $235.83 $287.10
  • Non-Postal biweekly
    $61.37 $131.94 $159.04
  • Postal biweekly – Category 1
    $58.91 $126.66 $152.68
  • Postal biweekly – Category 2
    $50.94 $109.51 $132.01
  • Monthly rate (retiree only)
    $132.96 $285.87 $344.60
  • Non-Postal biweekly
    $62.66 $134.73 $164.85
  • Postal biweekly – Category 1
    $60.16 $129.35 $158.26
  • Postal biweekly – Category 2
    $52.01 $111.83 $136.83
  • Monthly rate (retiree only)
    $135.77 $291.92 $357.17
  • Non-Postal biweekly
    $75.36 $175.81 $186.89
  • Postal biweekly – Category 1
    $72.35 $168.62 $179.42
  • Postal biweekly – Category 2
    $62.55 $147.06 $155.12
  • Monthly rate (retiree only)
    $163.28 $380.93 $404.93
  • Non-postal biweekly
    $108.14 $251.93 $314.13
  • Postal biweekly – Category 1
    $104.78 $244.74 $306.32
  • Postal biweekly – Category 2
    $94.72 $223.18 $282.90
  • Monthly rate (retiree only)
    $234.31 $545.85 $680.61

Savings in all medical plans^

credit card front

Health Rewards

Incentives for members who complete healthy activities.
eye

Vision Coverage

Get annual eye exams for $5 or less and discounts on eyewear.
tooth

Teeth Whitening

Save 20% as you whiten your teeth from the comfort of home.
dumbbell

Gym Discounts

Access over 10,000 fitness centers nationwide for $25 a month (plus a $25 enrollment fee and taxes).
assistive listening systems

Hearing-Aid Discounts

Save 30% to 60% off the average retail price of hearing aids.
exclamation circle

Medical Alert System

Get discounted emergency response services from Life Alert.
toothbrush

Electric Toothbrush Discount

All GEHA members can get 70% off the price of a cariPRO premium toothbrush.

Find plan brochures for all of the FEHB plans at opm.gov.