Health Rewards

Earning rewards

As a G.E.H.A High, Standard or HDHP member (both FEHB and PSHB), engaging in healthy behaviors earns financial rewards through the Health Rewards program.

Get started by completing your online Health Assessment on the G.E.H.A Well-being Platform. Once complete, you will receive a reloadable debit card from HealthEquity in the mail. This card can be used to cover qualified medical expenses, such as copayments for medical, dental and vision services.* Your reloadable debit card can also be used to cover the cost of over-the-counter products at many major retailers. As you continue completing rewardable activities, funds will be loaded automatically onto your rewards card. For more information, see Spending rewards below.

Your account balance rolls over from year to year. You can earn up to $250 annually per subscriber and covered spouse. Maximum reward amounts are not guaranteed. Download our Health Rewards QuickStart Guide (PDF) to learn more.

Healthy activities and frequently asked questions listed below apply to the 2025 and 2026 plan year.

*For HDHP members with a health savings account (HSA), annual deductible must be met to use Health Rewards for medical expenses. Health Rewards may be used for dental and vision services prior to meeting the deductible.

Spending rewards

High plan members, Standard plan members and HDHP members (FEHB and PSHB) with a health reimbursement arrangement (HRA) may spend available rewards on all 213(d) qualified expenses — such as eyeglasses or contacts, orthodontics, doctor visits and dental care — using your HealthEquity reloadable debit card.¹

High Deductible Health Plan (HDHP) members (FEHB and PSHB) with a health savings account (HSA) may use available rewards on qualified dental and vision care expenses until they meet their deductible. Once your HDHP plan deductible has been met, then all eligible medical and pharmacy expenses qualify too.¹

Use your Health Rewards reloadable debit card from HealthEquity to pay for eligible services through your health care provider as well as stores and pharmacies with an Inventory Information Approval System (IIAS) checkout system. IIAS checkout systems automatically verify if an item is a qualified expense. For the latest list of IIAS approved merchants, visit sig-is.org and select the store locator. You can also review a list of 213(d) qualified medical expenses to better understand the many ways you can use your rewards.

To submit a claim for reimbursement on expenses that do not automatically verify, please register your account with HealthEquity.

FAQs

Q: Who is eligible to earn rewards?
A: Subscribers and covered spouses can earn rewards. G.E.H.A Medicare Advantage enrollees are not eligible to earn G.E.H.A Health Rewards. If you are on a Medicare Advantage plan, click here for more information.

Q: What would cause a termination to my Health Rewards account?
A: There are five scenarios in which your Health Rewards account will terminate:

1. Change in health plan from FEHB to PSHB, Standard, High or HDHP (Health Rewards) to Elevate or Elevate Plus (Wellness Pays) or vice versa.
2. Change in eligibility to participate in the Health Rewards program.
3. Change in enrollment status from subscriber to dependent or vice versa.
4. Termination of your underlying G.E.H.A medical coverage.
5. Enrolling in a G.E.H.A Medicare Advantage Plan. G.E.H.A Medicare Advantage enrollees aren't eligible to earn G.E.H.A Health Rewards.

Q: Can I spend my rewards balance after termination of my Health Rewards account?
A: Yes, you can continue to access your funds for six months following termination from the reward program. Your available balance can be applied to reimbursements for qualified expenses that occurred during your effective medical plan coverage (first day of plan eligibility through the day before plan termination). Please note: Health Rewards debit cards will become inactive and can no longer be used upon the termination date. You must register your account with HealthEquity to submit claims for reimbursement.

Q: How long will it take for rewards to show up in my Health Rewards account?
A: Please allow up to 3 weeks after you see your reward credited in the G.E.H.A Well-being Platform for it to be deposited in your account at HealthEquity and available to use.

Q: Who do I contact with questions?
A: Health Rewards program support:
For questions related to the Health Rewards program, contact Health Rewards Program Support Monday–Friday, 8 a.m.–8 p.m. Eastern time (except holidays) at 1-800-860-6933.



Q: What is a Health Rewards card?
A: Your Health Rewards card lets you pay for qualified expenses using funds from your Health Rewards account. HealthEquity will mail your rewards card about two weeks after G.E.H.A receives notification that you've completed your first health assessment. As you continue completing rewardable activities, funds will be loaded onto your rewards card.

Q: Where can I use my Health Rewards card?
A: Use your card for qualified expenses at the doctor, pharmacy, dentist, optician, orthodontist and most general merchandise stores. HDHP members who are also enrolled in an HSA may only use their card for qualified dental and vision expenses until the yearly plan deductible has been satisfied. Transactions are usually verified automatically, but you may need to submit a receipt to verify that the transaction was for an eligible expense or service.

¹ See IRS Publications 502 and 969 for more information regarding qualified medical expenses, health savings accounts, and health reimbursement arrangements.

This is a brief description of the features of Government Employees Health Association, Inc.'s health plans. Before making a final decision, please read the G.E.H.A Federal brochures, which are available at geha.com/PlanBrochure. All benefits are subject to the definitions, limitations, and exclusions set forth in the Federal brochures.