Standard dental plan 2025
Traditional dental coverage for people who want affordable premiums
Why our Standard plan might work for you
- G.E.H.A's lowest premium dental plan
- Orthodontic coverage for both children and adults, with no waiting period
- Two preventive cleanings per year included
- Includes a $2,500 annual maximum benefit for in-network expenses
- Vision benefit: $5 routine eye exam plus frames, lens and Lasik discounts4
Shopping for 2024? View the 2024 Standard dental plan
2025 G.E.H.A dental plan rates
Biweekly rates are only available for active Federal employees
2025 Standard dental benefits
2025 dental benefit
|
Benefit description
|
In-network You Pay
|
Out-of-network1 You pay
|
---|---|---|---|
Basic — Class A
|
Covers two exams, two cleanings and two sets of bitewing X-rays per calendar year2
|
$0
|
25%
|
Basic— Class A
|
Teledentistry.com
One oral evaluation per patient in a 12-consecutive-month period |
$0
|
N/A
|
Intermediate — Class B
|
Covers restorations, extractions and periodontal maintenance
|
45%
|
50%
|
Major — Class C
|
Covers root canals, crowns, bridges, dentures and periodontal surgery3
|
65%
|
70%
|
Orthodontic — Class D
|
Covers children and adult orthodontics. No waiting periods.
|
50% with $2,500 lifetime maximum
|
50% with $1,500 lifetime maximum
|
Calendar year maximum
|
Applies only to Class A, B and C services
|
$2,500 per person
|
$2,000 per person
|
2025 dental benefit
|
Benefit description
|
In-network You Pay
|
Out-of-network1 You pay
|
|||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2025 dental benefit
Basic — Class A
|
Benefit description
Covers two exams, two cleanings and two sets of bitewing X-rays per calendar year2
|
In-network You Pay
$0
|
Out-of-network1 You pay
25%
|
2025 dental benefit
Basic— Class A
|
Benefit description
Teledentistry.com
One oral evaluation per patient in a 12-consecutive-month period |
In-network You Pay
$0
|
Out-of-network1 You pay
N/A
|
2025 dental benefit
Intermediate — Class B
|
Benefit description
Covers restorations, extractions and periodontal maintenance
|
In-network You Pay
45%
|
Out-of-network1 You pay
50%
|
2025 dental benefit
Major — Class C
|
Benefit description
Covers root canals, crowns, bridges, dentures and periodontal surgery3
|
In-network You Pay
65%
|
Out-of-network1 You pay
70%
|
- For the Standard plan, there is a $75 out-of-network deductible per person with no family limit for Class A, B and C.
Included benefits & discounts
Vision discount
Electric toothbrush discount
Hearing aid discounts
Teeth whitening discounts
Medical alert system discount
Enrolling now, or still weighing options?
1 If your out-of-network dentist charges more than G.E.H.A's agreed-upon plan allowance for a specific service, you are responsible for the difference between the plan allowance and the out-of-network dentist’s charge plus regular coinsurance.
2 Two sets of bitewing X-rays covered per year for members 22 and under. One set of bitewing X-rays covered per year for members ages 23+.
3 Implants are limited to $2,500 per person per year in-network or out-of-network on High. For Standard, implants are limited to $2,500 per person per year in-network, or $2,000 per person per year out-of-network.
4 These benefits are neither offered nor guaranteed under contract with the FEDVIP Program but are made available to all enrollees who become members of G.E.H.A and their eligible family members
This is a brief description of services covered under the G.E.H.A Connection Dental Federal plan. For a complete list of plan limitations and exclusions, please refer to the G.E.H.A Connection Dental Federal plan brochure available online at geha.com/PlanBrochureDental.
Coordination of benefits — As with all FEDVIP plans, dental benefits available from your FEHB carrier will be considered before we calculate benefits paid by G.E.H.A.
Orthodontic services — GEHA does not cover orthodontic services previously started with another carrier, except for High Option members with orthodontics started under TRICARE.
Choosing a dentist — You have the choice of providers. However, for many services, your out-of-pocket costs may be lower when you visit in-network locations. Network providers will not bill you more than the Plan's maximum allowable charge for covered services.
Claim forms — No special claim forms are required. Just send in the itemized bill from your provider.
Let our benefits experts help you choose a G.E.H.A plan that can work for you.
7 a.m.–7 p.m. Central time
Monday–Friday
More ways to contact us
More ways to contact us
Health questions: 1-800-821-6136
Dental questions: 1-877-434-2336