Dental Standard 2022

GEHA’s lowest premium dental plan

View the 2021 Standard Dental plan

Why you might like Standard:

  • Offers orthodontic coverage for both children and adults, with a 12-month waiting period
  • Includes $2,500 in-network annual maximum benefit per person

Who should consider Standard dental?

  • People concerned with their overall health and wellness
  • Parents with children anticipating future orthodontic care
  • People anticipating dental procedures
  • People looking for the peace of mind that comes with additional dental coverage beyond what’s included in their medical plan

For 2021 benefits, see Section 5 of the 2021 plan brochure (PDF).

2022 GEHA Dental Plan Rates

2022 plan year benefit Benefit description What the plan pays In-network2 What the plan pays out-of-network2
Class A – Basic Two exams, two cleanings and two sets of bitewing X-rays per calendar year 100% 75%
Class B – Intermediate Fillings, extractions and periodontal maintenance 55% 50%
Class C – Major Root canals, crowns, bridges, dentures, periodontal surgery (implants limited to $2,500 per person per year in-network, or $2,000 per person per year out-of-network.) 35% 30%
Class D – Orthodontic Adults and children orthodontic
  • 70%
  • $2,500 lifetime maximum
  • 12-month waiting period
  • 70%
  • $2,000 lifetime maximum
  • 12-month waiting period
  • Calendar year maximum Applies only to Class A, B and C services $2,500 per person $2,000 per person
    Out-of-network deductible for Class B and C services is $25 Standard Self Only, $50 Standard Self Plus One and $75 Standard Self and Family.

    1 There is no waiting period for Class A, B or C services. There is a 12-month waiting period for Class D orthodontic services on the Standard plan only.

    2 If your out-of-network dentist charges more than GEHA’s agreed-upon plan allowance for a specific service, you are responsible for the difference between the plan allowance and the out-of-network dentist’s charge plus regular coinsurance.

    This is a brief description of services covered under the GEHA Connection Dental Federal plan. For a complete list of plan limitations and exclusions, please refer to the GEHA Connection Dental Federal plan brochure available online at geha.com/PlanBrochureDental.

    Coordination of benefits – As with all FEDVIP plans, dental benefits available from your FEHB carrier will be considered before we calculate benefits paid by GEHA.

    Orthodontic services – GEHA does not cover orthodontic services previously started with another carrier, except for High Option members with orthodontics started under TRICARE.

    Choosing a dentist – You have the choice of providers. However, for many services, your out-of-pocket costs may be lower when you visit in-network locations. Network providers will not bill you more than the Plan's maximum allowable charge for covered services.

    Claim forms – No special claim forms are required. Just send in the itemized bill from your provider.

    Limitations and exclusions – This plan has certain limits on dental coverage in order to keep plan rates affordable for you and your dependents. A complete list of plan limitations and exclusions may be found in the Plan Brochure.


    Included benefits & discounts

    Vision Coverage icon

    Vision discount

    You get discounts on eye exams, frames and lenses through EyeMed℠. The EyeMed network includes LensCrafters, Target Optical, independent eye doctors and top optical retailers. Members also save on LASIK at participating U.S. Laser Network locations.
    Hearing Aid icon

    Hearing aid discount

    Get discounts through TruHearing on hearing aids. Most members save 30% to 60% off their hearing aids, averaging more than $2,500 per pair.

    Electric toothbrush discount

    Save more than 70% off a premium electric toothbrush by cariPRO™. The cariPRO premium electric toothbrush helps reduce plaque buildup and improve gum health.1
    Teeth Whitening icon

    Teeth whitening discount

    Receive a 20% discount on the lowest published price on all Smile Brilliant home teeth whitening products. Includes custom-fitted trays, whitening gel and desensitizing gel.
    Medical Alert icon

    Medical alert system

    Get free activation, plus a 10% monthly discount, for responsive emergency help from Life Alert.

    1 The cariPRO™ premium toothbrush removes seven times more plaque than a regular brush, is completely waterproof and comes with a two-year manufacturer‘s warranty. Replacement brush heads with high-quality DuPont™ bristles are also available at this exclusive, member-only price.

    thumbnail cover image for the 2022 geha dental benefits guide
    2022 Dental Benefits Guide

    Review our 2022 guide with GEHA's dental plans, including rates, costs, extra services, and side-by-side comparisons

    BROWSE OUR BENEFITS E-BOOK


    Download PDF