2026 PSHB health plans
Benefits that go beyond
Member founded, member built, member dedicated for Postal employees and retirees
2026 PSHB health plan premiums
|
|
HDHP
|
Standard
|
High
|
|---|---|---|---|
|
Biweekly — employed
|
$84.88
|
$84.77
|
$163.51
|
|
Monthly — retired
|
$183.92
|
$183.67
|
$354.28
|
|
|
HDHP
|
Standard
|
High
|
|||||
|---|---|---|---|---|---|---|---|---|
|
Biweekly — employed
|
HDHP
$84.88
|
Standard
$84.77
|
High
$163.51
|
Monthly — retired
|
HDHP
$183.92
|
Standard
$183.67
|
High
$354.28
|
- These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the PSHB Program website or contact the agency that maintains your health benefits enrollment.
|
|
HDHP
|
Standard
|
High
|
|---|---|---|---|
|
Biweekly — employed
|
$182.50
|
$182.26
|
$372.42
|
|
Monthly — retired
|
$395.43
|
$394.90
|
$806.91
|
|
|
HDHP
|
Standard
|
High
|
|||||
|---|---|---|---|---|---|---|---|---|
|
Biweekly — employed
|
HDHP
$182.50
|
Standard
$182.26
|
High
$372.42
|
Monthly — retired
|
HDHP
$395.43
|
Standard
$394.90
|
High
$806.91
|
- These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the PSHB Program website or contact the agency that maintains your health benefits enrollment.
|
|
HDHP
|
Standard
|
High
|
|---|---|---|---|
|
Biweekly — employed
|
$224.27
|
$225.18
|
$460.83
|
|
Monthly — retired
|
$485.91
|
$487.90
|
$998.46
|
|
|
HDHP
|
Standard
|
High
|
|||||
|---|---|---|---|---|---|---|---|---|
|
Biweekly — employed
|
HDHP
$224.27
|
Standard
$225.18
|
High
$460.83
|
Monthly — retired
|
HDHP
$485.91
|
Standard
$487.90
|
High
$998.46
|
- These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the PSHB Program website or contact the agency that maintains your health benefits enrollment.
G.E.H.A PSHB health plans at a glance
HDHP
See plan details- A popular HDHP plan chosen by federal employees
- Get up to $2,000 from G.E.H.A into a health savings account (HSA) to use for qualified health care expenses now or in the future1
- Contribute your own dollars to the account tax-free and lower your yearly taxable income3
- Choose to invest your HSA savings and watch it grow tax-free as your money carries over year-to-year3
- Plus, get a $100 contribution when you open a new HSA account
- Pay no more than 5% out-of-pocket on all medical services after deductible
- Included vision at no additional cost
- Future planning, cost-conscious, low health care usage
- Early or established career, self / self plus one coverage
Standard
See plan details- Low deductible and predictable copays for the services families use most
- 100% maternity coverage for your growing family, including doula services, preconception program and maternal mental health visits with an in-network provider
- Earn up to $250 per year per subscriber and covered spouse (up to $500 total) for healthy behaviors with our Health Rewards program
- For retirees, the plan that pairs with Medicare to give you more, with waived coinsurance and copays, excluding prescription benefits
- Included vision discount at no additional cost 2
- Family-focused, traditional care and coverage, average health care usage
- Established, mid-to-late career, self plus one / self and family
High
See plan details- Comprehensive brand-name and specialty prescription drug coverage
- Low copays for doctor visits
- Earn up to $250 per year per subscriber and covered spouse (up to $500 total) for healthy behaviors with our Health Rewards program
- For retirees, the plan that pairs with Medicare to give you more, with waived coinsurance and copays for Medicare covered services, excluding prescription benefits
- Medicare enrollees receive a $800 annual Medicare Part B premium reimbursement
- Included vision discount at no additional cost 2
- Dependable, rich benefits and coverage, use more health care services
- Mid-career and into retirement
HDHP
- A popular HDHP plan chosen by federal employees
- Get up to $2,000 from G.E.H.A into a health savings account (HSA) to use for qualified health care expenses now or in the future1
- Contribute your own dollars to the account tax-free and lower your yearly taxable income3
- Choose to invest your HSA savings and watch it grow tax-free as your money carries over year-to-year3
- Plus, get a $100 contribution when you open a new HSA account
- Pay no more than 5% out-of-pocket on all medical services after deductible
- Included vision at no additional cost
- Early or established career, self / self plus one coverage
- Future planning, cost-conscious, low health care usage
Standard
- Low deductible and predictable copays for the services families use most
- 100% maternity coverage for your growing family, including doula services, preconception program and maternal mental health visits with an in-network provider
- Earn up to $250 per year per subscriber and covered spouse (up to $500 total) for healthy behaviors with our Health Rewards program
- For retirees, the plan that pairs with Medicare to give you more, with waived coinsurance and copays, excluding prescription benefits
- Included vision discount at no additional cost 2
- Established, mid-to-late career, self plus one / self and family
- Family-focused, traditional care and coverage, average health care usage
High
- Comprehensive brand-name and specialty prescription drug coverage
- Low copays for doctor visits
- Earn up to $250 per year per subscriber and covered spouse (up to $500 total) for healthy behaviors with our Health Rewards program
- For retirees, the plan that pairs with Medicare to give you more, with waived coinsurance and copays for Medicare covered services, excluding prescription benefits
- Medicare enrollees receive a $800 annual Medicare Part B premium reimbursement
- Included vision discount at no additional cost 2
- Mid-career and into retirement
- Dependable, rich benefits and coverage, use more health care services
Ready to enroll in your PSHB plan?
Your rewards and discounts
G.E.H.A health plans include rewards for healthy living and savings on valuable products and services
Get rewarded
Vision discount2
Hearing aid discount2
Get help from a federal benefits expert.
Talk with a FedViser to help you choose the plan that works for you.
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1 See IRS Publications 502 and 969 for more information regarding qualified medical expenses, health savings accounts and health reimbursement arrangements.
2 These benefits are neither offered nor guaranteed under contract with the PSHB Program but are made available to all Enrollees who become members of a G.E.H.A health plan and their eligible family members.
3 Investment products are not FDIC insured, are not a deposit or other obligation of or guaranteed by HSA Bank and are subject to investment risks. The information provided is for informational purposes only. It should not be considered legal or financial advice. You should consult with a professional to determine what may be best for your individual needs.
Visual representations do not imply endorsement by any government agency or department.
This is a brief description of the features of Government Employees Health Association, Inc.'s health plans. Before making a final decision, please read the G.E.H.A Federal brochures. All benefits are subject to the definitions, limitations and exclusions set forth in the Federal brochures.