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HDHP 2022

Highlights:

  • Low premiums with a low net-deductible
  • Reduce out-of-pocket expenses and enjoy a triple tax advantage with a health savings account (HSA)^
  • Use your HSA money to reduce your net deductible or save it and let it grow tax-free in your account^

How this plan pays you back:

  • GEHA contributes $900 (Self Only) or $1,800 (Self Plus One or Self and Family) to your HSA
  • Earn up to $250 (maximum $500 per household) in Health Rewards annually
^The information provided is for informational purposes only. It should not be considered legal or financial advice. You should consult with a professional to determine what may be best for your individual needs.

View the 2021 HDHP plan


2022 HDHP rates*


Self Only Self Plus One Self and Family
Biweekly – employed $63.21 $135.90 $167.00
Monthly – retired $136.95 $294.44 $361.83


Costs (what you pay in-network)

In-network providers agree to limit what they will charge you. You pay a fixed dollar amount or a percentage of the provider’s negotiated amount. For out-of-network benefits, check the GEHA Plan Brochure.

What you pay
Unlimited telehealth visits, including behavioral health, with MDLIVE $01,2
Maternity, routine care 0%1
Hospital care; inpatient maternity 0%1
Preventive care; adult routine screenings $0
Well-child visit; up to age 22 $0
Preventive dental care, twice yearly $0
Primary physician office visit 5%1
Specialist care; office visit 5%1
Urgent care 5%1
Emergency care 5%1
Hospital care; inpatient and outpatient 5%1
MinuteClinic (where available) 5%1
Lab services 5%1
Other diagnostic services 5%1
Professional surgical services 5%1
Chiropractic care (manipulative therapy), including X-rays; up to 20 visits per year 5%1
Acupuncture; up to 20 treatments per year 5%1


Deductible and out-of-pocket max (in-network)


Self Only Self Plus One Self and Family
Yearly deductible (what you pay in-network) $1,500 $3,000 $3,000
Out-of-pocket-max (what you pay in-network) $5,000 $10,000 $10,000
GEHA’s contribution $900 $1,800 $1,800
Net deductible1 $600 $1,200 $1,200
1Net deductible: This is the remaining amount after you subtract the annual GEHA contribution from the annual deductible. This is your out-of-pocket cost before plan benefits begin.

Prescriptions – 30-day supply

The table below summarizes your cost for prescription drugs with GEHA’s HDHP. For details on specialty drugs that are injected or infused, check the GEHA Plan Brochure.
 
For added convenience and management of medications, prescription benefits include access to presorted multi-dose packets. Packets can be delivered to your home or, if available, picked up at a retail location. To find drug costs with HDHP, use this handy check your drug costs tool.

What you pay in-network What you pay out-of-network
Generic and preferred brand-name medication 25% of plan allowance, after deductible*¤ 25% of plan allowance, after plan deductible,* plus difference between GEHA allowance and the cost of the drug¤
Non-preferred brand-name medication 40% of plan allowance, after deductible*¤ 40% of plan allowance, after plan deductible,* plus difference between GEHA allowance and the cost of the drug¤

Mail service pharmacy


What you pay in-network What you pay out-of-network
Generic or preferred brand-name medication 25% of plan allowance, after deductible*¤ No benefit
Non-preferred brand-name medication 40% of plan allowance, after deductible*¤ No benefit

Videos: How an HSA or an HRA works with an HDHP


2022 geha medical benefits guide cover image

2022 Medical Benefits Guide


Review this guide with all our plans, including rates, costs, extra services, and side-by-side comparisons

Download PDF

Highlights that are special to HDHP

Vision Benefits

The HDHP is GEHA's only plan that includes generous vision benefits for eye exams, frames and lenses, especially if you stay in-network.
Health Rewards

Up to $250 in incentives for HDHP members who complete simple and convenient health screenings.
$0 Telehealth Visits

Access certified doctors, including pediatricians, licensed behavioral health therapists and dermatologists.

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