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Elevate 2024

The budget plan for people focused on basic coverage and the perks of wellness

View the 2025 Elevate plan

Highlights:

Lowest premium plan and low copays
Choose one annual plan perk exclusive to support a healthy lifestyle. Choose from a Fitbit device including a 12-month Fitbit Premium Membership, a 12-month Daily Burn virtual fitness subscription or a $125 gift card for DICK'S Sporting Goods or REI.¹
Wellness Pays rewards and the Rally^® digital health platform helps you stay engaged with your health goals — and earn rewards up to $500 a year per subscriber
Access care when you need it with telehealth from MDLIVE
Broad spectrum of mental health options, in addition to traditional medical plan coverage
Coverage for non-traditional care like chiropractic and acupuncture
Vision discounts and $0 annual eye exam included with EyeMed²

¹ These products and services are neither offered nor guaranteed under contract with the FEHB Program but are made available to eligible Subscribers who become members of the GEHA Elevate medical plan. Only Subscribers in the 50 United States and the District of Columbia are eligible at this time.

² These benefits are neither offered nor guaranteed under contract with the FEHB Program but are made available to all Enrollees who become members of the GEHA Elevate plan and their eligible family members.

2024 Elevate rates

Pay frequency	Self Only	Self Plus One	Self and Family
Biweekly — employed	$52.21	$125.97	$153.35
Monthly — retired	$113.13	$272.93	$332.26

These rates do not apply to all enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer that maintains your health benefits enrollment.

Costs (what you pay in-network)

In-network providers agree to limit what they will charge you. You pay a fixed dollar amount or a percentage of the provider’s negotiated amount. For out-of-network benefits, check the GEHA Plan Brochure.

Medical benefit	What you pay
Unlimited telehealth visits, including mental health, with MDLIVE	$0
Preventive care; adult routine screenings	$0
Well-child visit; up to age 22	$0
Maternity; preventive prenatal and postnatal office visits	$0
Maternity; childbirth/delivery professional services	$0
Vision coverage; eye exams¹	$0
Primary care physician office visit	$10
Mental health office visit	$10
MinuteClinic visit (where available)	$10
Chiropractic care (manipulative therapy), including X-rays; up to 12 visits per year	$10
Acupuncture; up to 20 visits per year	$10
Specialist care office visit	$30
Urgent care facility visit	$50
ER visit	25%²
Maternity; childbirth/delivery facility services	25%²
Hospital care; inpatient and outpatient	25%²
Labs, X-rays and other diagnostic services	25%²
Outpatient professional surgical services	25%²
Inpatient professional surgical services	$250

¹These benefits are neither offered nor guaranteed under contract with the FEHB Program, but are made available to all Enrollees who become members of a GEHA medical plan and their eligible family members.

²Calendar year deductible applies.

Deductible and out-of-pocket maximum

Term	Self Only	Self Plus One	Self and Family
Yearly deductible (what you pay in-network)	$500	$1,000	$1,000
Out-of-pocket maximum (what you pay in-network)	$8,500	$17,000	$17,000

Prescription benefits

The table below summarizes your cost for prescription drugs with GEHA’s Elevate plan. For complete benefit information, including details on specialty drugs that are injected or infused, refer to the GEHA Plan Brochure.

To find a drug cost based on your benefit plan and prescription dosage, check your drug costs.

Prescription benefit	What you pay in-network
30-day retail generic	$4 copay
30-day retail preferred brand-name	50% of allowance up to $500 max
30-day retail non-preferred brand-name	You pay 100% of all charges
30-day specialty CVS exclusive generic and preferred brand-name	50% of allowance up to $500 max
30-day specialty CVS exclusive non-preferred brand-name	You pay 100% of all charges
To provide a low premium, the Elevate plan does not include mail-order prescriptions or out-of-network pharmacy coverage, and it has a limited pharmacy network. Find a pharmacy

Highlights that are special to Elevate

Digital health care

GEHA's digital platform provides a fun way to stay motivated and earn up to $500 per person.

Digital health care

$0 telehealth visits

Access certified doctors, including pediatricians, licensed mental health therapists and dermatologists.

$0 telehealth visits

Vision coverage¹

Get in-network routine eye exams for $0 and discounts on eyewear.

Vision coverage

Plan perks

Exclusive plan perk for Elevate subscribers.

Plan perk

¹ These benefits are neither offered nor guaranteed under contract with the FEHB Program but are made available to all Enrollees who become members of the GEHA Elevate plan and their eligible family members. For information on year-round savings for GEHA dental members, visit Savings for GEHA dental members.

This is a brief description of the features of the Elevate medical plan. Before making a final decision, please read the Plan's Federal brochure RI 71-018. All benefits are subject to the definitions, limitations, and exclusions set forth in the Federal brochure.

cover image for the 2024 geha medical benefits guide

2024 Medical Benefits Guide

Review this guide with all our plans, including rates, costs, extra services, and side-by-side comparisons

Browse our benefits e-book

Download 2024 Medical Benefits Guide PDF

GEHA supplemental benefits are neither offered nor guaranteed under contract with the FEHB program, but are made available to all enrollees who become members of a GEHA medical plan and their eligible family members. For information on year-round savings for GEHA dental members, visit Savings for GEHA dental members.

This is a brief description of the features of the GEHA Elevate medical plan. Before making a final decision, please read the Plan's Federal brochure RI 71-018. All benefits are subject to the definitions, limitations and exclusions set forth in the Federal brochure.

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Elevate 2024

Highlights:

2024 Elevate rates

Costs (what you pay in-network)

Deductible and out-of-pocket maximum