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2024 medical plans

Live life on your terms

We have a medical plan that fits you

We have a family of plans to choose from as your seasons of life change. GEHA has the right care at the right time. Customized plans for federal workers. All the benefits you need, without paying for the extras you don’t. We know federal, because we only provide benefits for federal.

Five medical plans at a glance
elevate plan page
Elevate
The budget plan for people focused on basic coverage and the perks of wellness
Elevate plan
HDHP plan page
HDHP
The economical plan for savvy savers whose focus is on future medical needs
HDHP
Standard medical plan page
Standard
A fundamental plan for families who want a low deductible and predictable coverage for routine visits
Standard plan
Elevate plus plan page
Elevate Plus
The conventional plan for proactive people who always stay in-network
Elevate Plus plan
High medical plan page
High
The dependable plan for people who need maximum coverage
High plan

2024 medical plan premiums


These rates do not apply to all enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer that maintains your health benefits enrollment. Looking for information about Medicare A&B?
  • Biweekly — employed
  • Monthly — retired
Elevate
  • Biweekly — employed
    $52.21 $125.97 $153.35
  • Monthly — retired
    $113.13 $272.93 $332.26
HDHP
  • Biweekly — employed
    $71.45 $153.62 $188.78
  • Monthly — retired
    $154.81 $332.84 $409.02
Standard
  • Biweekly — employed
    $70.15 $150.83 $186.35
  • Monthly — retired
    $151.99 $326.79 $403.76
Elevate Plus
  • Biweekly — employed
    $102.55 $232.73 $253.08
  • Monthly — retired
    $222.19 $504.25 $548.34
High
  • Biweekly — employed
    $108.65 $249.67 $306.26
  • Monthly — retired
    $235.41 $540.95 $663.56


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Rewards and savings

GEHA medical plans include rewards for healthy living, plus the discounts and benefits (including vision!) listed below.

Note: This is not a comprehensive list, and some of the rewards below are plan specific.

Health Rewards

Incentives for members who complete healthy activities.
Health Rewards program

Wellness Pays program

Wellness Pays program

Plan perk2

Plan perk

Vision coverage1

Get annual eye exams for $5 or less and discounts on eyewear.
Vision coverage

Electric toothbrush1

All GEHA members can get 70% off the price of a cariPRO premium toothbrush.
Electric toothbrush discount

Gym discounts1

Access over 11,600 fitness centers nationwide for $25 a month (plus a $25 enrollment fee and taxes).
Gym discounts

Teeth whitening1

Save 20% as you whiten your teeth from the comfort of home.
Teeth whitening

Hearing aid discounts1

Save 30% to 60% off the average retail price of hearing aids.
Hearing aid discounts

Medical alert system1

Get discounted emergency response services from Life Alert.
Medical alert system
1 These benefits are neither offered nor guaranteed under contract with the FEHB Program, but are made available to all Enrollees who become members of a GEHA medical plan and their eligible family members. For information on year-round savings for GEHA dental members, visit Savings for GEHA dental members.

2 Plan perk only offered to Elevate members.


Want to see which plan is best for you?

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cover image for the 2024 geha medical benefits guide

2024 Medical Benefits Guide

Review this guide with all our plans, including rates, costs, extra services, and side-by-side comparisons



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