You are using a browser we no longer support. Current functionality may be reduced and some features may not work properly. For a more optimal geha.com experience, please click here for a list of supported browsers.

2023 medical plans


Welcome! Whatever stage of life you're in, GEHA has a plan to fit your needs.

We believe health care isn't one size fits all, and our plans are designed with that in mind. For more than 85 years, GEHA (Government Employees Health Association) has provided medical plans designed exclusively for federal employees.

Five medical plans at a glance

icon for elevate 2023
Elevate
One of the lowest national premiums
Elevate plan
icon for hdhp 2023
HDHP
Most popular HDHP for federal employees
HDHP
icon for standard 2023
Standard
Comprehensive coverage for all life stages
Standard plan
icon for elevate plus 2023
Elevate Plus
Low deductible and generous rewards
Elevate Plus plan
icon for high 2023
High
Lower overall medical and prescription costs
High plan

2023 medical plan premiums


These rates do not apply to all enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer that maintains your health benefits enrollment. Looking for information about Medicare A&B?
  • Biweekly — employed
  • Monthly — retired
  • Biweekly — employed
    $50.69 $118.83 $144.67
  • Monthly — retired
    $109.83 $257.47 $313.46
  • Biweekly — employed
    $69.37 $149.15 $183.28
  • Monthly — retired
    $150.30 $323.15 $397.11
  • Biweekly — employed
    $68.77 $147.87 $180.92
  • Monthly — retired
    $149.01 $320.39 $392.00
  • Biweekly — employed
    $85.77 $187.64 $209.83
  • Monthly — retired
    $185.84 $406.55 $454.64
  • Biweekly — employed
    $105.74 $243.49 $304.39
  • Monthly — retired
    $229.10 $527.56 $659.52

Rewards and savings

GEHA medical plans include rewards for healthy living, plus the discounts and benefits (including vision!) listed below.*

Note: This is not a comprehensive list, and some of the rewards below are plan specific.

Health Rewards icon

Health Rewards

Incentives for members who complete healthy activities.
Wellness Pays Program icon

Wellness Pays program

Value Add Rewards Program icon

Plan perk

Vision Coverage icon

Vision coverage

Get annual eye exams for $5 or less and discounts on eyewear.
Electric Toothbrush icon

Electric toothbrush

All GEHA members can get 70% off the price of a cariPRO premium toothbrush.
Gym Discounts icon

Gym discounts

Access over 11,600 fitness centers nationwide for $25 a month (plus a $25 enrollment fee and taxes).
Teeth Whitening icon

Teeth whitening

Save 20% as you whiten your teeth from the comfort of home.
Hearing Aid icon

Hearing aid discounts

Save 30% to 60% off the average retail price of hearing aids.
Medical Alert icon

Medical alert system

Get discounted emergency response services from Life Alert.
 
cover image for the 2023 geha medical benefits guide

2023 Medical Benefits Guide


Review this guide with all our plans, including rates, costs, extra services, and side-by-side comparisons


Ready to enroll?

 
You've thought about it, and are ready to commit. What's next?
Let's explain the process.

How to enroll

*These benefits are neither offered nor guaranteed under contract with the FEHB Program, but are made available to all Enrollees who become members of a GEHA medical plan and their eligible family members. For information on year-round savings for GEHA dental members, visit Savings for GEHA dental members.
Our Benefits Advisers are available Mon. – Fri. from 7 a.m. – 7 p.m. Central time and are ready to answer your questions.
Are you a current GEHA member?
Medical questions: 800.821.6136
Dental questions: 877.434.2336